Finding cheap auto insurance is more than a matter of simply finding the right company and selecting the best coverage and dedicutible. Premiums can vary considerably based on the discounts you may be offered. Most companies include information about available discounts on their website, or you can get the information by calling an agent.
Auto insurance companies offer discounts for a wide variety of reasons. The one that will probably make the biggest impact on the bottom line is a safe driver discount, a reduction in premium offered to long-term policyholders with flawless or near-flawless driving records. However, if your safety record is less than stellar, there are still things you can do to save money on your auto policy. Many providers also offer discounts for installing a car alarm, taking a defensive driving course, even, for students, getting good grades.
Changes in your lifestyle or habits can also lead to discounts.